🇩🇪 Germany
no passive income route catalogued
VERIFIED ABSENCE — Germany has NO passive-income/retirement visa. A retiree on foreign income has no dedicated route; family reunification to a resident child is the only common workaround.
Which door, where.
The same life can enter through very different doors. Pick the visa type that fits how you'll live — and see, country by country, where that door exists, what it costs to open, and where it honestly doesn't exist at all.
THE DOORSVERIFIED ROUTES · HONEST ABSENCES
Live on your own means — pensions, rents, savings. No local work.
THE SPREAD IS THE STORY: THE SAME LIFE NEEDS €920/MO IN PORTUGAL, $1,000 IN PANAMA — €3,500/MO IN GREECE, ~$4,400 IN MEXICO. THIS TAB NOW ANSWERS FOR EVERY WORLD REGION.
🇬🇷 Greece
FIP — Financially Independent Person
€3,500/mo No work verified
€3,500/mo net passive income (+20% spouse, +15% per child). SAVINGS ROUTE — mechanism VERIFIED, figure DERIVED (pass 2, 28 Jul 2026): JMD 225679/2024 art. 1(2) measures net income OR CAPITAL, and art. 1(1)(ι) allows ANNUAL assessment for deposit-sourced means — that is the primary hook for a savings-based file. No euro deposit amount appears in any decision: the circulating €126,000 single / ≈€151,200 couple = €3,500 (resp. €4,200) × 36 months, the art. 163(8) permit duration — always show this arithmetic, never cite the band to the JMD. (€72,000 = STALE, pre-2023 threshold.) Whose income: RESOLVED (art. 163(8)(β), statute verbatim) — the family may meet the figure CUMULATIVELY, each person's own lawfully-sourced means added together (see income_composition_note); the income must be passive, of legal origin, earned outside Greece — employment income not allowed (active workers → the DNV); dependants add on top, incomes are not merged.
FEES: Consular Type-D ~€180 + fixed permit total €1,016 (€1,000 e-paravolo + €16 card; +€150/dependent) — the highest headline permit fee of the four
🇮🇹 Italy
Elective Residence Visa
€2,583/mo No work verified
≈€31,000/yr legal reference (often quoted €31,160); consulates commonly apply €32,000–€38,000+ in practice; couple ≈€38,000–40,000/yr. Strictly non-working — ALL paid work prohibited including remote; a recurring passive FLOW is required, lump-sum savings alone rejected. Dependant add-ons CONTESTED: consular practice ~+20% spouse / +5–20% per child VS a govt-guideline reading of +€20,900/yr per dependent — both carried, neither wired.
FEES: D visa €116 + permesso di soggiorno total €116–176 by permit duration (marca da bollo €16 + postal kit €30 + card production €30.46 + contributo €40–100) — official Poste figures, the once-pending total now closed
🇵🇹 Portugal
D7 Passive Income Visa
€920/mo Limited verified
100% of the national minimum wage (€920 in 2026). +50% spouse, +30% per child. PLUS savings of ~12 months' income (€11,040 single) in a Portuguese bank account opened before filing. Multiple passive sources may be SUMMED to the floor (each documented separately); a salary — even remote — is ACTIVE income → the D8 lane. (€870 = stale 2025 wage.)
FEES: National D visa €110 + AIMA residence permit ~€160–170 per person (+~€40 VFS service fee where used)
🇪🇸 Spain
Non-Lucrative Visa
€2,400/mo No work verified
400% of IPREM (frozen at €600/mo for 2026); +€7,200/yr (+€600/mo) per dependent. Passive sources only — liquid and accessible at filing; a couple is main applicant + dependant (500% IPREM total), never two incomes summed
FEES: Consular visa fee varies by nationality (~€80–120; UK far higher) + form 790-052 (~€13); TIE card 790-012 (~€16–19) after arrival
The wider map — indexed, not deep-profiled
Signposts from the discovery index: one headline figure per country, sourced and dated, with its confidence badge. Depth — timelines, documents, costs — only exists in the full country files; these rows never enter the route simulator or the comparisons. The "TR:" lines are for Turkish passport holders (our first origin); thresholds and programmes apply to most non-EU nationals alike.
Europe — beyond the core four
🇨🇾 Cyprus
Category F (permanent residence for financially independent persons)€9,568.17/yr main applicant + €4,613.22 per dependent
income No work verified
Foreign passive income only (pension/dividends/rent/interest). Formally a PERMANENT permit. EU nationals use the Yellow Slip (MEU1) instead, no income test. Severe CRMD backlog is a real friction (a deep-file detail, not indexed here).
🇹🇷 TURKISH PASSPORT Republic of Cyprus is an EU state; Turkish nationals apply as third-country nationals — expect political/practical sensitivity given the Cyprus question and the island's division.
Cyprus Civil Registry & Migration Dept — Aliens & Immigration Law Cap. 105 (statutory figures, 2026) · 2026-05
🇫🇷 France
VLS-TS Visiteur (long-stay visitor / independent means)~€1,443/mo net (2026 SMIC-net reference); consulates commonly want €3,000+/mo in practice
income No work verified
Passive OR foreign remote income (pension/dividends/rent). Some sources cite €1,800–1,823/mo (gross-SMIC / safety-margin framing) — same SMIC peg, not a true conflict; the statutory basis is SMIC net.
🇹🇷 TURKISH PASSPORT Non-EU → Turkish nationals need the VLS-TS; no A2 language test for the Visiteur (unlike other French long-stay routes); no minimum-stay requirement.
CESEDA Art. L426-20; SMIC 2026 reference (france-visas.gouv.fr) · 2026-07
🇮🇪 Ireland
Stamp 0 (Person of Independent Means)€50,000/yr individual (€100,000/yr couple) + a large accessible lump-sum reserve
income No work verified
One of Europe's HIGHEST income bars. Critical catch: time on Stamp 0 does NOT count toward the 5-yr naturalisation clock — it's a 'golden cage', not a path to citizenship.
🇹🇷 TURKISH PASSPORT Non-EU third-country process. Ireland is NOT in Schengen — a Stamp 0 gives no Schengen mobility.
Ireland Dept of Justice — Stamp 0 policy document (late 2024); 2026 guidance · 2026-06
🇨🇭 Switzerland
Residence without gainful activity — pensioner route (55+) OR lump-sum taxation (forfait fiscal)lump-sum route ~CHF 434,700/yr federal minimum (cantonal, higher in practice); pensioner-55+ route = sufficient means + ties, no fixed figure
capital No work◐ likely
Two distinct routes bundled: (a) pensioners 55+ without gainful activity, (b) lump-sum taxation for HNW. Lump-sum NOT available in Zürich, Basel-Stadt, Basel-Landschaft, Appenzell-AR, Schaffhausen. 183 days/yr.
🇹🇷 TURKISH PASSPORT Non-EU/EFTA → Turkish nationals face the strict non-EU route; heavily cantonal and discretionary.
Swiss federal lump-sum minimum (uglobal/immigrantinvest 2026); cantonal practice · 2026-06
🇦🇹 Austria
Settlement Permit except gainful employment (Niederlassungsbewilligung – ausgenommen Erwerbstätigkeit)~€1,309/mo income (ASVG-pegged) + savings; A1 German; subject to a LIMITED annual quota
income No work◐ likely
The QUOTA is the real gate — a small number of slots open each January and fill fast; meeting the income is necessary but not sufficient.
🇹🇷 TURKISH PASSPORT Non-EU third-country process; A1 German required up front; 183 days/yr to keep it.
movingto/immigrantinvest 2026 (ASVG-pegged figure); Austrian settlement quota · 2026-06
🇦🇩 Andorra
Passive Residence (residència passiva / residence without lucrative activity)€1,000,000 investment in Andorran assets (or €400,000 Housing-Fund option) + €50,000 non-refundable state fee (+€12,000/dependent) + income >300% of the Andorran minimum wage
capital No work verified
Investment-gated, not income-gated (the €1M is the real bar). Only 90 days/yr presence required. Raised from €600k in early 2026.
🇹🇷 TURKISH PASSPORT Andorra is NOT in the EU or Schengen — separate immigration; a Turkish national applies directly to Andorran Immigration.
Andorra Llei 2/2026 (approved 22 Jan 2026) · 2026-05
🇲🇨 Monaco
Carte de Séjour (residence by financial self-sufficiency)~€500,000 deposit in a Monaco bank (BANK-set, no statutory minimum) + property (rent/buy)
deposit No work verified
No statutory investment programme — the ~€500k is a BANK requirement for the reference letter, varies by bank/profile. No income tax for residents (except French nationals). ≥3 months/yr presence.
🇹🇷 TURKISH PASSPORT Non-EU/EEA/Swiss → a Turkish national must FIRST obtain a French Type-D visa for Monaco via a French consulate, then apply locally.
Monaco Immigration & Residence Dept; Monaco bank practice (2026) · 2026-05
🇲🇹 Malta
Malta Permanent Residence Programme (MPRP) — contribution-based; the income-only Ordinary Residence route is separate/weakerMPRP: ~€187,000+ total contribution (property lease/purchase + government fees + donation)
deposit No work◐ likely
What people MISTAKE: MPRP is a CONTRIBUTION/deposit route, not a passive-INCOME route (qualifier: deposit). A pure income-based 'economic self-sufficiency' ordinary residence exists but is far less used; its clean 2026 figure is ⚠️ (not isolated this pass).
🇹🇷 TURKISH PASSPORT Malta is EU; non-EU applicants (incl. Turkish nationals) use MPRP or ordinary residence. No special TR scheme.
immigrantinvest 2026; Malta Residency Agency (MPRP) · 2026-05
🇦🇱 Albania
Pensioners Residency (independent means)annual pension income ≥ 1,200,000 ALL (~€12,000/yr) + transfer the pension to Albania
income No work◐ likely
Pension-based (must actually transfer the pension into Albania). Albania's other relocation routes are investment/property (that's the investment category, not this one).
🇹🇷 TURKISH PASSPORT Albania is visa-free for Turkish nationals for short stays and an EU-candidate (not EU/Schengen); this is a long-stay residence, separate from the visa-free tourism access.
IMI Daily (Albania Pensioners Residency, 2026) · 2026-03
🇱🇻 Latvia
Temporary residence for persons of sufficient/independent means (retirement-type)~€900/mo (single) — figure per secondary source; a clean primary is ⚠️
income No work◐ likely
A 'limited/specific-form' FIP per compilers — exists but far less established than Cyprus/France; the ~€900/mo figure wants a Latvian OCMA primary before it goes ✅.
🇹🇷 TURKISH PASSPORT Non-EU third-country process; EU/Schengen state.
retireineurope / immigrantinvest 2026 (secondary — 'limited form') · 2026-06
🇱🇺 Luxembourg
Residence permit for private reasons — sufficient resources (private means)threshold unverified — left blank, not guessed
income No work unverified
A private-reasons residence for people with sufficient means exists; the exact 2026 income floor is ⚠️ — left blank rather than guessed. Promotion candidate to settle the figure.
🇹🇷 TURKISH PASSPORT Non-EU third-country process; EU/Schengen state; noted as one of the clearer EU citizenship routes.
uglobal 2026 (names Luxembourg among clear routes; threshold not isolated) · 2026-06
🇧🇬 Bulgaria
Long-stay (type D) for retired persons / persons of independent meansthreshold unverified — left blank, not guessed
income No work unverified
A pensioner/independent-means long-stay exists in 'limited form'; exact 2026 income floor ⚠️, left blank.
🇹🇷 TURKISH PASSPORT Non-EU third-country process; EU/Schengen (air/sea 2025) state; Turkish nationals need the visa.
immigrantinvest 2026 ('limited/specific form') · 2026-06
🇧🇪 Belgium
Sufficient-means residence (no dedicated named passive-income visa)threshold unverified — left blank, not guessed
income No work unverified
Named among FIP countries by compilers but Belgium has NO well-established dedicated passive-income visa — the route is discretionary 'sufficient means'. Flagged unverified rather than given a false threshold.
🇹🇷 TURKISH PASSPORT Non-EU third-country process; EU/Schengen state.
immigrantinvest lists Belgium among FIP countries (secondary; no established programme) · 2026-06
🇸🇲 San Marino
Residence for economic/elective means (residenza per motivi economici)threshold unverified — left blank, not guessed
deposit No work unverified
An economic/elective residence exists but the 2026 deposit/means figures are ⚠️ — left blank. Very low volume; promotion only if a user needs it.
🇹🇷 TURKISH PASSPORT Micro-state, not EU/Schengen (customs union with the EU); niche, HNW-oriented.
San Marino elective-residence route exists (secondary); figures not isolated · 2026-07
🇬🇪 Georgia
Short-term residence via property / means (+ 1-year visa-free entry)property ~US$100,000 → temporary residence; otherwise 365-day visa-free stay covers most nationalities without any permit
capital Can work◐ likely
Georgia is unusually open: ~95 nationalities get a 365-DAY VISA-FREE stay (renew by exit/re-entry), so many 'passive' residents never need a permit. For longer certainty, ~US$100k property yields temporary residence. No dedicated retiree visa — the visa-free regime does the work.
🇹🇷 TURKISH PASSPORT Turkish nationals enter Georgia with a NATIONAL ID CARD (no passport needed) and get the 365-day visa-free stay — one of the easiest relocations anywhere for a Turk.
· 2026-07
🇹🇷 Turkey
Short-term Residence Permit (property / income based)property-based residence: min US$200,000 property value; income-based: ~1.5× minimum wage (~₺49,545/mo) [2026]
capital No work verified
HOST-COUNTRY ROW (Latitude's origin lens is the Turkish user; this describes entry INTO Turkey for global users). No dedicated retiree visa — passive residence runs on property ownership (min US$200k) or income (~1.5× min wage). 2026 TIGHTENING: neighbourhoods with 25%+ foreign residents are CLOSED to new residence applications (hitting popular Istanbul/Antalya districts); the 120-day travel limit is strictly enforced; tourism-only permits are rarely renewed.
🇹🇷 TURKISH PASSPORT Entry reality for a FOREIGN reader: buying US$200k+ property or showing ~1.5× min-wage income secures short-term residence — but check the 25%-foreigner neighbourhood closures before committing to a district.
Türkiye residence-permit rules 2026 (GİGM; property-based short-term residence) · 2026-07
NO DOOR HERE — AND WHAT PEOPLE MISTAKE FOR ONE
🇳🇱 Netherlands What people MISTAKE for it: the US/Japan self-employment treaty routes (e.g. DAFT) and the 'wealthy foreigner' scheme are NOT passive-income residence. No dedicated retirement/independent-means visa. — 🇹🇷 TURKISH PASSPORT Non-EU; no passive-income route for Turkish nationals.
🇬🇧 United KingdomCLOSED The 'Retired Person of Independent Means' visa was CLOSED in 2008 and never replaced. Keep as closed, not deleted — retirees still search for it. — 🇹🇷 TURKISH PASSPORT The old UK–Turkey ECAA 'Ankara Agreement' business route also closed to new applicants (Dec 2020, post-Brexit). No passive-income route remains.
🇸🇪 Sweden Non-EEA retirees have no self-sufficiency residence route; entry is work/study/family only. — 🇹🇷 TURKISH PASSPORT Non-EU; no passive-income door.
🇳🇴 Norway No self-sufficiency/retirement residence for non-EEA nationals. — 🇹🇷 TURKISH PASSPORT Non-EEA; no passive-income door.
🇩🇰 Denmark Denmark has an opt-out from EU migration rules; no rentier/retirement route. — 🇹🇷 TURKISH PASSPORT Non-EU; no passive-income door.
🇫🇮 Finland No self-sufficiency residence for non-EU retirees. — 🇹🇷 TURKISH PASSPORT Non-EU; no passive-income door.
🇮🇸 Iceland No rentier/retirement residence for non-EEA nationals. — 🇹🇷 TURKISH PASSPORT Non-EEA; no passive-income door.
🇱🇮 Liechtenstein Residence permits are severely quota-limited (partly by lottery); there is no passive-income/self-sufficiency route to apply for. — 🇹🇷 TURKISH PASSPORT Non-EEA; effectively closed to ordinary applicants.
🇭🇷 Croatia What people MISTAKE for it: Croatia's Digital Nomad permit is remote_work (income from abroad, work-based), NOT a passive-income route. A pure rentier route wasn't isolated — flagged unverified. — 🇹🇷 TURKISH PASSPORT Non-EU; needs a visa.
🇸🇮 Slovenia No dedicated rentier/retirement route found; sufficient-means temporary residence is discretionary. Flagged unverified, not asserted. — 🇹🇷 TURKISH PASSPORT Non-EU; needs a visa.
🇨🇿 Czechia The long-stay 'other purposes' permit is not a clean passive-income route; flagged unverified. — 🇹🇷 TURKISH PASSPORT Non-EU; needs a visa.
🇵🇱 Poland No rentier/retirement visa found; flagged unverified rather than asserted absent. — 🇹🇷 TURKISH PASSPORT Non-EU; needs a visa.
🇭🇺 Hungary What people MISTAKE for it: the White Card is remote_work (DNV); the Guest Investor is investment. Neither is passive-income. — 🇹🇷 TURKISH PASSPORT Non-EU; needs a visa.
🇷🇴 Romania No clean rentier/retirement route found; flagged unverified. — 🇹🇷 TURKISH PASSPORT Non-EU; needs a visa.
🇸🇰 Slovakia No rentier/retirement route found; flagged unverified. — 🇹🇷 TURKISH PASSPORT Non-EU; needs a visa.
🇪🇪 Estonia What people MISTAKE for it: Estonia's Digital Nomad Visa is remote_work, not passive-income. — 🇹🇷 TURKISH PASSPORT Non-EU; needs a visa.
🇱🇹 Lithuania No clean rentier/retirement route found; flagged unverified. — 🇹🇷 TURKISH PASSPORT Non-EU; needs a visa.
🇲🇪 Montenegro What people MISTAKE for it: the €150k property residence is the INVESTMENT category, not a passive-income route. No rentier visa. — 🇹🇷 TURKISH PASSPORT EU-candidate, visa-free short stays for Turkish nationals; long-stay is investment-based.
🇷🇸 Serbia No dedicated passive-income visa; the investor and 'other grounds' routes sit under investment / work, not here. — 🇹🇷 TURKISH PASSPORT Visa-free for Turkish nationals short-stay; long-stay via investment or 'other grounds'.
🇲🇰 North Macedonia No clean rentier/retirement route found; flagged unverified. — 🇹🇷 TURKISH PASSPORT EU-candidate; visa-free short stays for Turkish nationals.
🇧🇦 Bosnia and Herzegovina No dedicated passive-income visa found; flagged unverified. — 🇹🇷 TURKISH PASSPORT Visa-free short stays for Turkish nationals.
🇽🇰 Kosovo No dedicated passive-income visa found; flagged unverified. — 🇹🇷 TURKISH PASSPORT Close Turkey ties; visa-free for Turkish nationals short-stay.
🇲🇩 Moldova NO dedicated passive-income or retirement visa. Long stays run through ordinary temporary residence (family, study, work, business) — there is no income-based retiree route. — 🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free short stays; no passive route to settle on.
🇺🇦 Ukraine NO passive-income/retirement route, and wartime martial law (ongoing since Feb 2022) makes relocation to Ukraine impractical regardless. Honest `false`. — 🇹🇷 TURKISH PASSPORT Turkish nationals: not a viable relocation destination under current wartime conditions.
The Americas
🇵🇦 Panama
Pensionado (Jubilado) — lifetime-pension permanent residencyUS$1,000/mo guaranteed lifetime pension (+US$250/dependent) [≈ €925/mo]; OR ~US$750/mo + a US$100,000 qualifying property
income No work verified
PENSIONADO = pension only (the classic route; PR from day one, no age minimum, Law-6 discounts). Panama's NON-pension passive/solvency route is separate (Solvencia Económica / Friendly Nations) — not this row.
🇹🇷 TURKISH PASSPORT Turkish nationals: confirm entry route — Panama's visa policy tiers nationalities; often a visa (or a held US/Schengen visa) is needed to enter, separate from the residency itself.
Panama SNM; Executive Decree 9/1987 + Decree Law 3/2008 · 2026-06
🇨🇷 Costa Rica
Pensionado + RentistaPensionado: US$1,000/mo lifetime pension [≈ €925]. Rentista: US$2,500/mo guaranteed for 2 yrs [≈ €2,310] OR a US$60,000 bank deposit.
income No work verified
TWO routes: Pensionado (pension US$1,000/mo) vs Rentista (US$2,500/mo for 2 yrs OR US$60k deposit). Both convert toward permanent residency after ~3 yrs.
🇹🇷 TURKISH PASSPORT Turkish nationals typically need a consular visa for Costa Rica UNLESS holding a valid US/Schengen/Canada/Japan visa (a common exemption) — confirm current list.
Costa Rica General Migration Law 8764 (Art. 82) · 2026-05
🇲🇽 Mexico
Temporary Resident Visa (economic solvency) — the de-facto passive routeincome ~US$4,300–4,500/mo over 6 mo [≈ €4,000–4,150] OR savings ~US$73,000 over 12 mo [≈ €67,000]
income No work verified
Mexico has NO dedicated pensionado — retirees use the general economic-solvency Temporary Resident route, and its bar is HIGH (~US$4,400/mo, one of the Americas' steepest). Permanent Resident needs ~US$7,400/mo. Consulate interpretation varies.
🇹🇷 TURKISH PASSPORT Turkish nationals need a Mexican visa UNLESS they hold a valid US/Schengen/UK/Canada/Japan visa or permanent residence in those — a widely-used exemption for entry (the residency application is separate).
Mexico SRE/INM; Consulmex 2026 (UMA-pegged) · 2026-06
🇨🇴 Colombia
M-Pensionado / Rentista (Migrant M category)Pensionado: 3× min wage ≈ COP 5,252,715/mo (~US$1,400) [≈ €1,300]. Rentista: 10× min wage ≈ COP 17,509,050/mo (~US$4,700) [≈ €4,340].
income No work verified
Anchors are WAGE MULTIPLES (3× pension, 10× rentista), so both figures JUMPED when Colombia raised the 2026 minimum wage ~24%. Pensionado counts toward the 5-yr naturalisation clock; the Rentista was downgraded to a Visitor (V) visa that does NOT accumulate residency. USD figures drift with the peso — treat as approximate.
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free for short tourist stays (90 days) — the long-stay Pensionado/Rentista is the residence route.
Colombia Resolution 5477/2022 (Cancillería); 2026 SMMLV · 2026-06
🇪🇨 Ecuador
Jubilado (Pensioner) / RentistaUS$1,446/mo (both routes; = 3× the SBU minimum wage of US$482) [≈ €1,335]; +US$250/mo per dependent
income No work verified
Jubilado (pension) and Rentista (investment/passive income) share the SAME US$1,446 threshold — a clean pension-vs-rentista pair. 2-yr visa; PR after 21 months; couples can combine income.
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free for short tourist stays (90 days). USD economy → no currency risk on a fixed foreign income.
Ecuador LOMH; 2026 SBU (Cancillería) · 2026-02
🇵🇪 Peru
Rentista (Person of Independent Means)US$1,000/mo permanent/lifelong income (+US$500/dependent) [≈ €925/mo]
income No work verified
UNUSUAL: Peru's Rentista accepts pension / lifelong annuity / royalties / dividends but NOT rental income, capital gains, interest, or remote-work income (those are excluded). PR after 3 yrs. Despite the 'Rentista' name it's effectively pension-anchored.
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free for tourist stays (up to 183 days/yr) — among the most generous in the region — before the long-stay Rentista route.
Peru Migraciones (Rentista visa) · 2026-04
🇧🇷 Brazil
Retirement (Aposentado) residence~US$2,000/mo pension/retirement income [≈ €1,850/mo]
income No work◐ likely
The retirement (aposentado) route needs ~US$2,000/mo pension. DO NOT confuse with Brazil's VITEM XIV — that's the digital-nomad visa (remote_work, ~US$1,500/mo or US$18k savings), a different door. Figure flagged ◐ pending a Brazilian primary.
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free for short tourist stays (90 days, extendable to 180).
Brazil CNIg retirement-residence rules; regional compilations (figure not isolated to a 2026 primary this pass) · 2026-06
🇦🇷 Argentina
Rentista / Pensionado (sister programs)~5× the Argentine minimum wage ≈ US$1,500–2,000/mo [≈ €1,385–1,850]
income No work unverified
Rentista (passive/investment income) vs Pensionado (formal pension), same 5×-min-wage bar. Anchor is a wage multiple, so the USD figure drifts (US$1,500–2,000 across sources) — quarantined. Decree 366/2025 tightened the citizenship-clock interruption rules.
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free for short tourist stays (90 days). Argentina's citizenship is FAST — ~2 years' residence — and permits dual nationality; Mercosur mobility follows.
Argentina DNM (RaDEX); 2026 figures disagree across sources · 2026-06
🇨🇱 Chile
Jubilado / Rentista (Residencia Temporal subcategories)no official published minimum; practical ~US$1,000–1,500/mo [≈ €925–1,385] (floor ≈ Chilean min wage US$650); OR a ~US$125,000 lump sum
income Can work verified
Jubilado (pension) vs Rentista (rental/dividends/annuities) under Law 21.325. UNUSUAL upside: the visa grants FULL work rights even though you qualify on passive income. No official figure — SERMIG judges sufficiency (~US$1,000–1,500 in practice). PR after 12 months, citizenship after 5 yrs.
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free for short tourist stays (90 days). Chile offers the region's strongest passport + banking infrastructure at the end of the road.
Chile Law 21.325/2022 (SERMIG); consular practice · 2026-06
🇺🇾 Uruguay
Permanent residence for persons of independent means~US$1,500/mo regular passive income [≈ €1,385/mo]
income Can work◐ likely
Uruguay grants PERMANENT residence directly (not a temporary step) to those with regular foreign passive income; a 2026 reform raised the entry cost. One route (not a pension-vs-rentista split like the Andean countries).
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free for short tourist stays (90 days). Long foreign-income tax holiday is a known draw.
Uruguay DNM; regional compilations (2026 reform raised entry cost) · 2026-05
🇵🇾 Paraguay
Residence for persons of independent means (post-2022 framework)~US$1,500/mo income [≈ €1,385/mo]
income Can work◐ likely
The famous old US$5,000-bank-deposit permanent-residency route was REPLACED in 2022 by a stricter framework (income/investment). Current passive threshold ~US$1,500/mo — figure ◐, verify against a Paraguayan primary.
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free for short tourist stays (90 days). Popular as a low-friction tax-residence layer.
Paraguay Migraciones (2022 reform); regional compilations · 2026-05
🇩🇴 Dominican Republic
Pensionado / Rentista (Law 171-07 incentives)Pensionado: ~US$1,500/mo pension [≈ €1,385]. Rentista: ~US$2,000/mo passive income [≈ €1,850].
income No work◐ likely
Pensionado (pension ~US$1,500/mo) vs Rentista (passive ~US$2,000/mo) under the Law 171-07 incentive regime (tax breaks on imports/first-property). Figures ◐, verify against a DR primary.
🇹🇷 TURKISH PASSPORT Turkish nationals: entry generally via a tourist card/eTicket; confirm the current DR entry rule for Turkish passports.
Dominican Republic Law 171-07; regional compilations · 2026-05
🇧🇿 Belize
Qualified Retired Persons (QRP)US$2,000/mo from a pension/annuity (age 45+) [≈ €1,850/mo]
income No work◐ likely
QRP is age-gated (45+) and pension/annuity-based; English-speaking, USD-pegged (BZD). Not a general rentista — it's specifically a retiree incentive. Figure ◐.
🇹🇷 TURKISH PASSPORT Turkish nationals: confirm entry — Belize requires a visa from many nationalities; check whether a held US/UK/Schengen visa exempts.
Belize Tourism Board / Retired Persons (Incentives) Act · 2026-05
NO DOOR HERE — AND WHAT PEOPLE MISTAKE FOR ONE
🇺🇸 United States The US has NO retirement or passive-income visa. What people MISTAKE for it: the B-2 visitor visa + 'snowbird' half-year stays are NOT residence and confer no status; the only income/wealth-based routes are INVESTMENT (EB-5, E-2 treaty — and Turkey IS an E-2 treaty country, but that's the investment category, not passive income). — 🇹🇷 TURKISH PASSPORT Turkish nationals need a US visa; the B-2 visitor visa requires a consular interview and is discretionary — factually harder to obtain than the visa-free access most of Latin America grants Turkish passports.
🇨🇦 Canada Canada has NO retirement/passive-income visa. What people MISTAKE for it: the 'Super Visa' lets PARENTS/GRANDPARENTS of Canadian citizens/PRs visit long-term — it is FAMILY-sponsored, not an independent-means route, and grants no residence. Economic immigration is points-based (Express Entry) or investment (start-up/provincial), not passive. — 🇹🇷 TURKISH PASSPORT Turkish nationals need a Canadian visa (not eTA-eligible); a visitor visa is discretionary and does not lead to residence.
Asia-Pacific
🇹🇭 Thailand
Retirement Visa (Non-O / O-A / O-X) + LTR Wealthy PensionerO-A: 800,000 THB (~$23,000 / €21,000) Thai bank deposit OR 65,000 THB/mo (~$1,860 / €1,720) income OR a combination totalling 800,000 THB/yr
deposit No work verified
AGE 50+ for all three retirement routes. THREE doors, one row: O-A (1-yr, 800k THB deposit OR 65k THB/mo income OR combo); O-X (5–10 yr, 14 approved countries, 3,000,000 THB deposit ~$85k); LTR Wealthy Pensioner (10-yr: $80,000/yr passive income, OR $40,000/yr + a $250,000 Thai investment — 17% flat tax, foreign income exempt). Deposit must be 'seasoned' 2 months. Separate: Thailand Privilege (membership fee, age-independent) and DTV (remote work, under 50) are NOT passive routes.
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free/visa-exempt for short tourist stays (confirm the current 30-day exemption) — a scouting trip is easy before committing to a retirement route.
Thailand Immigration Bureau (O-A/O-X); Thai BOI (LTR) · 2026-06
🇲🇾 Malaysia
Malaysia My Second Home (MM2H) — MOTAC 2024 relaunch, four tiersfixed deposit by tier: SEZ ~$32K–65K · Silver $150,000 (+RM 600k property) · Gold $500,000 (+RM 1M) · Platinum $1,000,000 (+RM 2M) [€ ≈ 0.92× USD]
deposit No work verified
AGE 21+ (SEZ) / 25+ (Silver/Gold/Platinum); those 50+ have NO minimum-stay requirement (under 50 → 90 days/yr). DEPOSIT + property route, not income (qualifier: deposit). Up to 50% of the FD is withdrawable for approved uses after property purchase; property carries a 5–10 yr sale lock. MM2H does NOT lead to PR (new participants). Unusually generous dependents (incl. parents/parents-in-law).
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free short tourist stays (confirm current) — scouting is straightforward.
Malaysia MOTAC (MM2H guidelines, relaunched July 2024) · 2026-05
🇵🇭 Philippines
SRRV (Special Resident Retiree's Visa) — PRA, multiple categoriesClassic (50+): $10,000 deposit IF a qualifying pension ($800/mo single, $1,000 couple), else a higher non-pension deposit ($20,000). Smile (35+): $20,000 time deposit.
deposit No work verified
AGE 35+ (Smile) or 50+ (Classic/Courtesy/Human Touch). DEPOSIT-based (qualifier: deposit); the pension only LOWERS the Classic deposit to $10k. Indefinite stay + multi-entry; English-administered; among the region's most flexible. Categories: Smile / Classic / Courtesy / Human Touch (+ former-Filipino Expanded Courtesy).
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free short tourist stays (confirm current 30-day) — easy to scout.
Philippine Retirement Authority (PRA); 2025 SRRV restructure · 2026-05
🇮🇩 Indonesia
Retirement KITAS (E33F) / Silver Hair (E33E) — GR 48/2021 (+ Second Home Visa)income ~$18,000/yr (~$1,500/mo) vs ~$3,000/mo — CONTESTED across sources; Second Home Visa alternative = IDR 2 billion (~$130,000 / €120,000) deposit
income No work unverified
AGE 55+ (the E33E 'Silver Hair' benchmark is reported RISING to 60+ for some nationalities in 2026 — age itself is contested). Retirement KITAS = pension income (qualifier: income, ~$1,500 vs $3,000/mo disagree → quarantined); Second Home Visa = an IDR 2bn deposit alternative (qualifier: deposit). 1-yr, ladders to 5-yr / KITAP.
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-on-arrival / e-VOA for short tourist stays — easy scouting.
Indonesia Dir. Gen. Immigration (GR 48/2021, Aug 2023 reform); 2026 figures disagree · 2026-06
🇰🇭 Cambodia
ER (Retirement) visa extension~$1,000/mo income (~€925) + a local lease
income No work◐ likely
AGE 55+. Enter on an E-class (business) visa, then extend in-country to the ER retirement type; show ~$1,000/mo + a lease; renew 6/12-monthly. Lean deposit requirements but less-developed healthcare — the trade-off. Figure ◐.
🇹🇷 TURKISH PASSPORT Turkish nationals: e-visa / visa-on-arrival for short stays — easy to scout.
Cambodia immigration (ER extension); regional compilations · 2026-05
🇱🇰 Sri Lanka
My Dream Home (residence visa programme)~$15,000 (€13,800) fixed deposit in a local bank + ~$1,500/mo (€1,385) remittances
deposit No work◐ likely
AGE 55+. A fixed deposit (~$15k) PLUS monthly remittances (~$1,500) — so it mixes qualifier: deposit + income. Low upfront cost relative to MM2H. Figures ◐.
🇹🇷 TURKISH PASSPORT Turkish nationals: ETA / e-visa for short tourist stays.
Sri Lanka Dept of Immigration (My Dream Home); regional compilations · 2026-05
NO DOOR HERE — AND WHAT PEOPLE MISTAKE FOR ONE
🇦🇺 AustraliaCLOSED CLOSED: both self-funded-retiree visas (405 investor-retirement, 410 retirement) are shut to NEW applicants (405 since 8 May 2018; 410 for years before). NO replacement retirement visa exists. Existing holders can only transition to PR via Parent (subclass 103/143) streams. Kept as closed, not deleted — retirees still search for it. — 🇹🇷 TURKISH PASSPORT Turkish nationals need a visa/ETA to enter Australia regardless; there is no retirement route to apply for anyway.
🇳🇿 New Zealand BORDER CASE → INVESTMENT pass. NZ's 'Temporary Retirement Visitor Visa' requires ~NZD 750,000 invested + NZD 500,000 living funds + NZD 60,000/yr income — it's capital-gated (qualifier would be capital), so it belongs in the `investment` pass, not here. No pure passive-income/rentier route. — 🇹🇷 TURKISH PASSPORT Turkish nationals need a visitor visa (not NZeTA-eligible) to enter; no passive-income route regardless.
🇯🇵 Japan What people MISTAKE for it: the 'Designated Activities' long-stay for sightseeing/recreation is a LIMITED, nationality-restricted, 6–12-month non-residence permit (asset-tested), NOT a retirement residence. Japan has no rentier/pension visa; long-term status runs through work/family/highly-skilled points. — 🇹🇷 TURKISH PASSPORT Turkish nationals need a visa to enter Japan; no retirement route exists.
🇰🇷 South Korea No dedicated retirement or independent-means visa. Long-term routes are work, family, or the points-based F-2/F-5 residence — not passive income. — 🇹🇷 TURKISH PASSPORT Turkish nationals need a visa / K-ETA to enter; no retirement route.
🇸🇬 Singapore What people MISTAKE for it: the old Financial Investor Scheme (retiree-friendly) CLOSED in 2012; today's wealth route is the Global Investor Programme (GIP) — SGD 10M+ business/fund investment (that's the investment category, not passive income). No rentier visa. — 🇹🇷 TURKISH PASSPORT Turkish nationals: short visa-free/e-visa tourist entry (confirm current); but no retirement residence to apply for.
🇨🇳 China No retirement or independent-means visa. Foreign residence runs through work, family reunion, or the rare permanent-residence ('green card') for high-level talent/investment — not passive income. — 🇹🇷 TURKISH PASSPORT Turkish nationals need a visa to enter China; no retirement route.
🇮🇳 India What people MISTAKE for it: long-duration tourist/e-visas allow extended VISITS, not residence. The OCI card is for people of Indian origin/their spouses only. No rentier/pension visa for the general foreigner. — 🇹🇷 TURKISH PASSPORT Turkish nationals use an e-visa/tourist visa; there is no retirement residence.
🇻🇳 Vietnam No retirement visa; long-stayers cycle tourist/business visas or hold a work/investor TRC. Not a passive-income residence. — 🇹🇷 TURKISH PASSPORT Turkish nationals use an e-visa for short stays; no retirement route.
🇹🇼 Taiwan What people MISTAKE for it: the Employment Gold Card is a WORK/talent permit (skilled professionals), not a retirement or passive-income route. — 🇹🇷 TURKISH PASSPORT Turkish nationals need a visa to enter Taiwan; no retirement route.
🇭🇰 Hong Kong NO passive-income or retirement visa. Hong Kong admits people through work, talent, investment or study — not passive means. Honest `false`. — 🇹🇷 TURKISH PASSPORT Turkish nationals: no passive route; the realistic doors are talent (TTPS, work tab) or capital (CIES, below).
Middle East & Africa
🇲🇺 Mauritius
Retired Non-Citizen Residence PermitUS$1,500/mo (US$18,000/yr) [≈ €1,385/mo] per the official EDB portal — but US$2,000/mo (US$24,000/yr) is widely cited
income No work unverified
AGE 50+. Figure is CONTESTED — the EDB portal shows US$1,500/mo ($18k/yr) on one page and US$2,000/mo ($24k/yr) on another, and consultancies mostly cite US$2,000; both reported, quarantined. 10-yr permit (→ 20-yr PR after 3–5 yrs), NO minimum stay (excellent flexible second residency). Must remit the sum to a Mauritian bank. The PDS senior-living / US$375k property route is a SEPARATE investment door.
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free / visa-on-arrival for short tourist stays — an easy scouting trip before committing.
Mauritius EDB (residency.mu shows both figures); consultancy sources cite US$2,000 · 2026-06
🇦🇪 United Arab Emirates
Residence Visa for the Retired (5-year)income AED 20,000/mo (~US$5,450 / €5,060) [Dubai's own programme accepts AED 15,000/mo]; OR AED 1,000,000 (~US$272,000 / €250,000) savings/property
income No work verified
AGE 55+ (official — not 50). THREE routes (meet ONE): income AED 20,000/mo (federal; Dubai's own programme allows AED 15,000/mo) from pension/investments/rental → qualifier: income; OR an AED 1,000,000 3-yr fixed deposit → deposit; OR AED 1,000,000 in paid-up property → capital. The AED 2,000,000 property route is the GOLDEN VISA (10-yr) — that's the investment pass, NOT this.
🇹🇷 TURKISH PASSPORT Turkish nationals: visa-on-arrival for short stays — scouting is easy; no income tax on the residence.
UAE ICP / GDRFA Dubai (u.ae); introduced 2018 · 2026-06
🇿🇦 South Africa
Retired Person's PermitZAR 37,000/mo (~US$2,000 / €1,850) from pension/annuity/investment income
income No work verified
NO MINIMUM AGE — distinctive: a 40-yr-old with a qualifying portfolio qualifies as readily as a 65-yr-old; the DHA tests income guarantee/permanence, not age. ZAR 37,000/mo from pension/annuity (temporary permit also accepts rental/dividends); guaranteed-for-life income → direct PR under s.27(e). Separate ultra-HNW 'Financial Independence' PR needs ZAR 12M net worth (→ investment).
🇹🇷 TURKISH PASSPORT Turkish nationals generally need a visa (or e-visa) for South Africa — confirm the current requirement; unlike much of Latin America, SA is not visa-free for Turkish passports.
South Africa DHA; income figure set by Gazette notice (current as of 2026-05) · 2026-05
🇰🇪 Kenya
Class K (Ordinary Residents) Permitassured income ≥ US$24,000/yr net (~US$2,000/mo / €1,850) from OUTSIDE Kenya
income No work verified
AGE 35+ (practically, 45+ strengthens approval). Assured income ≥ US$24,000/yr from pension/annuity/investment OUTSIDE Kenya (qualifier: income); explicit no-work undertaking. Renewable every 2–3 yrs; PR/citizenship eligibility after 7 continuous years. English-administered.
🇹🇷 TURKISH PASSPORT Turkish nationals need Kenya's eTA (electronic travel authorisation, required of nearly all visitors since 2024) to enter, then apply for the Class K permit.
Kenya Directorate of Immigration Services (immigration.go.ke) · 2026-04
NO DOOR HERE — AND WHAT PEOPLE MISTAKE FOR ONE
🇲🇦 Morocco What people MISTAKE for it: Morocco is popular with European retirees, but there is NO dedicated retirement visa — you obtain the ordinary carte de séjour (carte d'immatriculation) by proving means/accommodation, renewed annually. A means-tested general residence, not a rentier programme. — 🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free short tourist stays (90 days) — easy to scout, but the long-stay route is a general residence card, not a retiree programme.
🇸🇦 Saudi Arabia What people MISTAKE for it: the Premium Residency ('Saudi Green Card') is a WEALTH/investment/property or high-salary route (and has a large one-off or annual fee) — NOT a pension/rentier visa. No dedicated retirement route → the wealth routes belong in the investment pass. — 🇹🇷 TURKISH PASSPORT Turkish nationals use a tourist e-visa for short stays; no retirement residence exists.
🇪🇬 Egypt No dedicated passive-income visa. Long-term residence is tied to property purchase or investment/deposit (recently formalised) — those are the investment category, not a pension route. — 🇹🇷 TURKISH PASSPORT Turkish nationals: e-visa / visa-on-arrival for tourism; no retirement residence.
🇮🇱 Israel What people MISTAKE for it: long-term status runs almost entirely through the Law of Return (for Jews and eligible relatives) or work/family — there is NO independent-means/pension visa for the general foreigner. — 🇹🇷 TURKISH PASSPORT Turkish nationals: entry per current bilateral rules; no retirement residence route regardless.
🇶🇦 Qatar No retirement route. Long-term residence is via employment sponsorship or property-linked residence (a real-estate threshold) — the property route is investment, not passive income. — 🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free / visa-on-arrival for short stays — easy to visit, but no retirement residence to apply for.
🇴🇲 Oman What people MISTAKE for it: Oman's Investor Residency (5/10-yr) is investment/property-tiered — an investment-category door, not a pension/passive-income visa. — 🇹🇷 TURKISH PASSPORT Turkish nationals: e-visa / visa-on-arrival for short stays; no retirement route.
🇧🇭 Bahrain Bahrain's Golden Residency (2022) bundles talent/investment/property/long-service criteria and is reported to include a retiree/pension track — but a clean pension-only threshold wasn't isolated this pass, so it's flagged ⚠️ (verify) and treated as investment-adjacent rather than asserted as a passive door. — 🇹🇷 TURKISH PASSPORT Turkish nationals: short-stay entry per current rules; long-term residence via the Golden Residency.
🇸🇨 Seychelles No dedicated passive-income route found; the Seychelles residence permit is investment/property-linked (→ investment). Flagged ⚠️ rather than asserted absent. — 🇹🇷 TURKISH PASSPORT Turkish nationals: visa-free / visitor's permit on arrival for tourism.
🇳🇦 Namibia No dedicated passive-income visa found; retirees typically pursue a Permanent Residence/domicile application or an investor route. Flagged ⚠️. — 🇹🇷 TURKISH PASSPORT Turkish nationals: check current entry rules; no retirement route.
🇳🇬 Nigeria No rentier/pension visa; long-term status is work-, business-, or family-based. Not a passive-income destination. — 🇹🇷 TURKISH PASSPORT Turkish nationals need a visa; no retirement route.
The short-stay door (Schengen C): €90 (2026 Visa Code), 90 days in any 180 across all 27 Schengen states — same mechanics for every Schengen country in the set. EES biometrics live since 10 Apr 2026; ETIAS arrives late 2026 for visa-exempt travellers. Courses under 90 days need no study visa. Source: exteriores.gob.es · EU Visa Code, Jul 2026.
The deep cards come from verified country files; the wider map from the discovery index — indexed, not deep-profiled, each row carrying its source, date and confidence badge. Unverified says so; missing doors are shown, not hidden; blank thresholds stay blank rather than guessed. Index research vintage: July 2026 — every card carries its own as-of date, and anything older than 12 months is automatically flagged stale.